CORPORATE RETIREMENT PLANS

401(K) | IRA | 403(b)

Retirement plans can be complex and time consuming for business owners.  We apply our knowledge of corporate retirement plans so that you can worry about running your business, not your retirement plan.   

So what sets us apart from other platforms providing retirement plans?

We are the quarterback for your plan

Not only do we advise on the plan’s investment lineup, we walk you through the process and work with both the administrator and recordkeeper to ensure the plan is set up to fit your company’s needs.

Investment Options

We take over investment selection and monitoring

As the plan’s advisor, we serve as both an ERISA 3(21) and 3(38) advisor. This means we are a fiduciary of the plan and take the responsibility for investment selection. Many plan advisors in the market only take co-fiduciary responsibility or none at all, leaving responsibility with the business owner.

Fees can be hidden through investments or revenue sharing arrangements between providers. This can lead to a false assumption that a plan has zero costs. We believe in an open architecture that avoids hidden fees or revenue sharing agreements, and clearly shows what value each service provides as well as the associated cost.

Transparency

As an advisor, we want to ensure your employees are educated with respect to saving, investing, and their options under the plan. We enjoy educating participants about their options and set up initial enrollment meetings to educate clients and introduce ourselves.

Participant Education

Our 401(k) menu allows participants access to institutional quality, low cost mutual funds covering all asset classes. And for employees who do not want to pick individual investments, we provide five portfolio categories based on risk tolerance ranging from “conservative” to “aggressive,” or a diversified global portfolio for those who just want one diversified investment.

If you would like us to analyze your current plan structure with a breakdown of fees you are paying, please click on the link below.